You think you have problems being a lawyer or a law firm? But consider how truly awful it must be to be a plain old bank? It is one of the most boring businesses there is. And worse yet, the government has regulated all of the innovation out of this industry, and for a good reason. Basically, because the government is guaranteeing deposits, it doesn’t want innovation or creativity. It just wants banks to do what banks do, which is take in money and lend it out under highly regulated standards.
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